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Who can avail of Individual Business Loans ?
Self-employed in the age group of 24 to 65 years (at the end of the loan tenure). & Partnership Firms .

How much finance can I avail of ?
You can borrow up to 3 Lk based upon your loan eligibility.

What are the tenure options?
Business loans range from a minimum of 3 months up to a maximum of 4 years.

How long will it take to process the loan?
Loans are processed within 2 working days of completing the documentation.

Do I need a guarantor?
For sole applicant - one adult family member to be co-applicant. Partners will be taken as co-applicant in case of Partnership.

Do I have the option of pre-paying the entire loan amount?
Yes. One can pre-pay the loan at any time after 1 months of availing of the loan. Foreclosure charges would be applicable.

What are the stages involved in availing a loan?
The stages involved are:

  • Application
  • Processing
  • Documentation
  • Sanctioning of the loan
  • Disbursement

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